XRP or Solana, which crypto would you buy for $100,000?

Bitcoin is hovering close to $110,000 on Tuesday, and on-chain knowledge suggests capital is rotating from the main cryptocurrency into altcoins like XRP, Solana, and Cardano. Ethereum-rival Solana and top-five crypto XRP are actually competing for dominance in each retail and institutional portfolios this cycle.

Legendary dealer Peter Brandt lately reignited the talk on X, asking followers to decide on between XRP and Solana (SOL) for a hypothetical $100,000 funding. The assertion led to an intense debate, with newest catalysts supporting the worth pattern for each altcoins, it rages on. 

XRP vs. Solana 

XRP, the native token of the XRP Ledger, at the moment holds a market capitalization of $135.65 billion, in comparison with Solana’s $91.66 billion. Each rank within the high 10 cryptocurrencies by market cap.

Current developments within the U.S. Securities and Trade Fee vs. Ripple lawsuit triggered the re-listing of XRP throughout main exchanges, contributing to its return to the highest 5 cryptos by market cap. Ethereum’s (ETH) slowdown and technical complexity related to creating on the platform led to the rise of Solana and Layer 2 chains. 

Solana-based DEXes and meme coin launchpads pushed the chain’s TVL increased and made SOL Ethereum’s mainstream competitor. 

XRP vs. Solana wars proceed with Peter Brandt’s current tweet: 

Whereas each altcoins compete for his or her place within the high 10, XRP is targeted on facilitating transactions on the XRP Ledger and real-world utility, whereas Solana is geared in direction of supporting good contract improvement, meme coin improvement and launches, and competing with Ethereum layer-2 dApps.

The important thing distinction between the 2 is Ripple’s future plans for XRP and the Solana Basis’s roadmap for the event of SOL.

Catalysts driving good points in XRP

XRP has surged 12% year-to-date and 59% within the final six months, supported by three main catalysts:

• The tip of the long-drawn authorized battle between the SEC and Ripple, the cross-border cost remittance agency. It is very important observe that the authorized battle led to XRP’s delisting throughout main alternate platforms and resulted in a decline within the token’s value throughout exchanges. The lawsuit’s finish and the $50 million settlement that adopted eased the issues of XRP token holders and fueled a return to the January 2025 peak of $3.40.
• The SEC shared an replace on the WisdomTree XRP Spot ETF, saying the tip of the “public remark solicitation” part and initiation of additional assessment procedures. This doesn’t indicate an approval or rejection, however progress towards a ultimate resolution from the regulator.
• A Dubai authorities company lately debuted its first actual property tokenization platform with Prypco Mint, a fintech agency. The agency makes use of the XRP Ledger to tokenize title offers for actual property, and the plan is to tokenize $16 billion value of Dubai’s actual property market by 2033.

Catalysts driving SOL good points 

The highest three catalysts powering Solana’s value good points, a 19.50% month-to-month achieve and practically 7% good points within the final seven days, are:

• The launch of meme coin launchpad Pump.enjoyable in January 2024 and several other meme tokens on the Solana blockchain drove the chain’s whole worth of belongings locked and transaction quantity increased all through the previous 12 months and 2025.
• U.S. President Donald Trump and First Woman Melania launched their meme tokens on the Solana blockchain, supporting the SOL-based meme coin ecosystem and driving increased commerce quantity and transaction exercise on the chain.
• A current shift in Solana’s technique, from being a sensible contract blockchain to a key influencer in crypto coverage and technique, is obvious from the Solana Speed up 2025 convention Day 2 on Could 26. Senator Invoice Hagerty, Senator Rick Scott, and Consultant French Hill mentioned the present state of U.S. crypto regulation with Solana Institute’s Kristin Smith throughout the convention, positioning SOL as a pacesetter in coverage circles.

XRP and Solana value forecast

XRP ended its downward pattern and consolidation part with a breakout to $2.65 in mid-Could 2025. The altcoin is ranging beneath resistance R1 at $2.50 on the time of writing. XRP is 7% away from its closest resistance at R1.

The opposite two key resistances on its path to the January 2025 peak of $3.40 are R2 at $2.80 and the psychologically vital stage of $3.

Two key momentum indicators, RSI and MACD, present blended indicators for XRP’s value. RSI reads 50, above the impartial stage and sloping upwards. MACD exhibits pink histogram bars beneath the impartial line, which means the momentum underlying XRP’s value pattern is destructive.

Conversely, XRP may discover assist on the decrease boundary of an FVG on its each day value chart at $2.17.

Solana is at the moment in an upward pattern. The Ethereum-alternative token lately ended its consolidation and began a rally in direction of the February 17 peak, represented as R1 on the SOL/USDT each day value chart.

SOL is at the moment buying and selling 6% beneath R1. The subsequent key resistance is the psychologically vital stage of $200 and R2 at $218.40. RSI reads 61 and is sloping upwards; MACD helps a bearish thesis.

Regardless of the blended indicators, Solana’s technical indicators are bullish on increased timeframes. 

Solana may accumulate liquidity on the $147 assist if Bitcoin observes a flash crash. SOL may try a return to the higher boundary of the FVG at $168 and rally towards the $180 stage when recovering from a potential decline.

To purchase or to not purchase: XRP or Solana for $100,000?

Merchants that rotate cash of their portfolio steadily, understand good points, and rotate capital to different altcoins or meme cash might favor Solana for its volatility. Buyers with a long-term funding horizon might think about XRP for its utility, use case, and real-world adoption.

Solana’s 2025 roadmap, the upcoming rollout of its blockchain telephone, and different merchandise within the pipeline are more likely to assist a bullish thesis and good points within the altcoin, and maintain the volatility.

XRP and Bitcoin’s correlation coefficient is 0.49, and for Solana and Bitcoin it’s 0.94, in line with data from Macroaxis. This means Solana is extremely correlated to Bitcoin, volatility and value swings within the largest cryptocurrency may affect Solana’s value pattern. It’s not the identical case with the second largest altcoin, XRP. 

To spend $100,000 on a Solana or XRP token buy would due to this fact depend upon the target, goal, and time horizon for the dealer. Peter Brandt has supported bullish theses for each SOL and XRP at varied occasions in his tweets on X.